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Where to go from here?

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Anonymous
Not applicable

Where to go from here?

Hopefully someone can help me. I opened a store card in 02. First card I'd ever opened. I moved, didnt get the bill, was 60 days late or something? Went to use the card and was told the card had been cancelled. Thought that meant I didnt need to pay raining balance. Finally paid the card off. Later saw it still listed as open on my report, called the company, was told I had a credit of 2$ that I needed to go into a store and pick up because they wouldn't send a check for less than 5$. Then the account would be listed as closed. Now I look again (nearly a year later) and it's STILL listed as open.
What should I be doing? If this is "open" I want to be able to use my card, lol. If it's closed, then I want it to say it's closed. It's listed as a negative item right now...
[Name edited out for privacy] Address:
[address edited for privacy]
No phone number available

Account Number:
3....

Status: Open/Current, was past due 30 days.


Status Details: As of Feb 2010, this account is scheduled to go to a positive status.

Date Opened:
12/2002

Type:
Revolving

Reported Since:
12/2002 Terms:
NA

Date of Status:
06/2003

Monthly Payment:
$0

Last Reported:
03/2007

Responsibility:
Individual


Credit Limit/Original Amount:
$123

High Balance:
$123

Recent Balance:
$0 as of 03/2007

Recent Payment:
$0

Account History:
30 days as of May 2003
Balance History:
02/2007 $0
01/2007 $0
12/2006 $0
11/2006 $0
10/2006 $0
09/2006 $0
08/2006 $0
07/2006 $0
06/2006 $0
04/2006 $0
03/2006 $0
02/2006 $0
01/2006 $0
12/2005 $0
11/2005 $0
10/2005 $0
09/2005 $0
08/2005 $0
07/2005 $0
06/2005 $0
05/2005 $0
04/2005 $0



Message Edited by Raine on 04-04-2007 11:18 PM
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

I'd leave it alone.  The older your history the more posi...

I'd leave it alone.  The older your history the more positive your score. If they want to keep giving you a positive tradeline keep it. The account has one 30 day past due as far as I can see.  You can call thecompany and ask them to close it or send you a new card. If you're worried about ID theft, usually store cards are not prime targets.
Message 2 of 3
Anonymous
Not applicable

Thanks so much! I will call them and see if I can get a c...

Thanks so much! I will call them and see if I can get a card sent to me. I thought the account was closed when I picked up that check, as they never let me use the card again, but if it's listed as open on the report then I should be able to have them send me one, right?
Message 3 of 3
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