If I've not mistaken, CMS stands for Credit Monitoring Service. I believe some paid for services will show you who has softed you. I see posts all the time from people saying they've seen banks soft them. I was legitimately asking where I can go to sign up for a paid for service which will allow me to do this. If I'm wrong, I'd appreciate posts directing me in the right direction and not jokes at my expense. This is the place to inquire about all things credit afterall. All questions are welcome, right?
