Which Credit Monitoring Company do you all use?

[Anonymous]

I am looking to find a company that will allow me my CR & scores whenever I need to see them. Most seem to be wanting $29.95/month after the free trial...I am needing to have mine & DH done, so I guess I am looking at $60 per month..ouch. Do companies do joint ones??

I am nervous about which one of these companies to subscribe to since obviously once I subscribe they will have my SS number...Whats your reccommendation??

[SanFranMatt]

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@Anonymous wrote:

I am looking to find a company that will allow me my CR & scores whenever I need to see them. Most seem to be wanting $29.95/month after the free trial...I am needing to have mine & DH done, so I guess I am looking at $60 per month..ouch. Do companies do joint ones??

I am nervous about which one of these companies to subscribe to since obviously once I subscribe they will have my SS number...Whats your reccommendation??

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Do a search for privacymatters. If you cancel over the phone during the free trial, they offer you a full year at $29.95. It worked for me, and numerous other people.

[Anonymous]

Thanks! Thats what I was hoping to discover...I will call and "cancel" before Thanksgiving to make sure they are available..

[haulingthescoreup]

I'm reasonably sure that you can only pull your PM reports once every 24 hours + 1 minute, rather than "whenever I need to see them." That's how TrueCredit works (which I have.) When I get all twitchy because I can't pull sooner, I have to go take deep breaths and walk around some, and regain perspective.

[Cooneyca]

Just remember that with Privacy Matters (which is just True Credit) you will not receive true FICO scores. 

[Anonymous]

I have used mycreditkeeper not sure if its the best or not I was thinking of even canceling it and just checking mines through FICO

[haulingthescoreup]

FICO is where you check scores, but if you want frequent REPORT pulls, you'll go broke with FICO!

My combination is TC for reports and FICO for scores. I would like to think that one day, I will *only* pull quarterly. Not there yet, though --too much curiosity.