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Which EQ score provided at discover pre-approval ?

New Contributor

Which EQ score provided at discover pre-approval ?

Hello

 

I tried to check my discover offers through their new pre-approval page but I didn't get any offer due to the fact that I have a new discover card that is less than one year

 

However I did see that they offer a FICO score based on EQ report at the end of the denial letter

 

is this a FICO 8 score ? given that the range is 300 to 850 so its not a bankcard model

 

if anyone know their current EQ FICO 8 score and tried this page let me know if its the same score

 

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FICO: EX 698, TU 720, EQ 729. Total CL $17,250. Gardening till Nov 2019.
16 REPLIES
New Contributor

Re: Which EQ score provided at discover pre-approval ?

Just pulled mine up on the Discover site. An it says “Fico Score 8 From Transunion” hope this helps!
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New Contributor

Re: Which EQ score provided at discover pre-approval ?

Thanks for the input but I think you missed my point

 

I am not asking about the score provided in your discover credit card account which is FICO 8 based on TU

 

I am asking about the score provided if you try their pre-approval page and get denied and offered an EQ FICO score

 

Thanks though


FICO: EX 698, TU 720, EQ 729. Total CL $17,250. Gardening till Nov 2019.
Regular Contributor

Re: Which EQ score provided at discover pre-approval ?

That's not the same thing. That's the free TU provided monthly.

I asked a similar question a couple of days ago, but did not receive an answer. We may not know, or have not yet attracted the right attention. http://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-App-provided-score-FICO-08/m-p/509...
2017-09-09 08: EQ 677, TU 640, EX 705
2017-09-22 08: EQ 675, TU 689, EX 706
2017-11 08: TU 700, EX 716
Gardening until Jan 1, 2018
Approvals Data Dump: https://pastebin.com/Lz7yZZvv
New Contributor

Re: Which EQ score provided at discover pre-approval ?

Sorry I misunderstood and thought thats what you wanted.
New Contributor

Re: Which EQ score provided at discover pre-approval ?

I actually called discover credit operations number and they don't know

 

apparently the only way to know is for someone to pull their EQ 8 through a paid service and then go directly to discover and not have any offers to match the scores !!

 

If this is EQ 8 then that's awesome .. it means that discover is effectively offering all FICO 8 scores for free though u need to be a card holder to get TU


FICO: EX 698, TU 720, EQ 729. Total CL $17,250. Gardening till Nov 2019.
Senior Contributor

Re: Which EQ score provided at discover pre-approval ?

So you need to NOT get any pre-qualified offers, then you'll see your EQ 08 score?  I just tried and it came up with the IT and the CHROME, so I guess no dice there. 

New Contributor

Re: Which EQ score provided at discover pre-approval ?

Do you have a discover card ? .. if  yes when did you open it ?


FICO: EX 698, TU 720, EQ 729. Total CL $17,250. Gardening till Nov 2019.
Senior Contributor

Re: Which EQ score provided at discover pre-approval ?

Not sure who you are posing the above question to?  I've had it for about 6 months.

New Contributor

Re: Which EQ score provided at discover pre-approval ?

Yep, don’t know who you are asking but Yes I have a Discover Card opened in 1989 Smiley Happy