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Which FICO version

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Slab
Frequent Contributor

Which FICO version

How can I find out which version of my Experian report FICO uses and AmEx uses? 

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 1 of 9
8 REPLIES 8
09Lexie
Moderator Emerita

Re: Which FICO version

Message 2 of 9
Slab
Frequent Contributor

Re: Which FICO version


@09Lexie wrote:
AFAIK, Amex uses E08. same as sold here

Okay, how did you get that information? Thanks

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 3 of 9
guiness56
Epic Contributor

Re: Which FICO version

myFICO uses EX 08, 

 

So does a number of CC including AMEX.  Most posters share information when applying for cards.

Message 4 of 9
thom02099
Valued Contributor

Re: Which FICO version


@Slab wrote:

@09Lexie wrote:
AFAIK, Amex uses E08. same as sold here

Okay, how did you get that information? Thanks


IIRC, it was in the various press releases, when it was announced that FICO and Eperian had reached an agreement for FICO to provide EX scores.  It was specifically mentioned that they would be selling the most current (08) version.

Message 5 of 9
Slab
Frequent Contributor

Re: Which FICO version


@thom02099 wrote:

@Slab wrote:

@09Lexie wrote:
AFAIK, Amex uses E08. same as sold here

Okay, how did you get that information? Thanks


IIRC, it was in the various press releases, when it was announced that FICO and Eperian had reached an agreement for FICO to provide EX scores.  It was specifically mentioned that they would be selling the most current (08) version.


Okay, thank you. What does IIRC stand for please?

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 6 of 9
guiness56
Epic Contributor

Re: Which FICO version

Message 7 of 9
Slab
Frequent Contributor

Re: Which FICO version


@guiness56 wrote:

IIRC - If I remember correctly.


Thank you, I didn't see it on the FICO forums abbreviations list.

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 8 of 9
Kratos-TM
Frequent Contributor

Re: Which FICO version

Pretty cool that this site offers the latest version. You wouldn't think that would be possible, but I'm glad it is. I hope the power of myfico.com grows and that we don't head down a path where these scores will be taken away from our access.

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Message 9 of 9
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