Considering that my EX score is the highest I have:633, TU:596(probably 600+ at the beginning of Aug) and EQ 545. It would be safe to assume that EX really wont come into play when I seek future financing, right? i.e. EX is rather insignificant.
Surprisingly, TU has done right by me (knock on wood). Its that darn EQ. They dont play. Sad part is, like the rest of America, my biggest issue, 95% of whats on there, is hos/med related. I have been paying off stuff for a year now, have accumulated 7 cc(did keep balances at 15% til I started reading here) and gotten out of def. on a student loan and gained 118 pts. on EX, 70-80 on TU and a dismal 30 on EQ.