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Established Contributor
Posts: 805
Registered: ‎05-11-2007
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Re: Which banks check credit before opening a new checking account?

If i'm not mistaken, I think all the big banks do a soft pull on the credit. I've never heard of a bank do a hard except in my experience.. PenFed and Charles Schwab.
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Valued Contributor
Posts: 1,072
Registered: ‎02-15-2009
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Re: Which banks check credit before opening a new checking account?

IM not southern..but Wachovia here in AL pulls a hard for a checking. And so do most other major regional banks...BOA pulled a hard for me in NY.
Established Contributor
Posts: 795
Registered: ‎04-13-2009
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Re: Which banks check credit before opening a new checking account?

If you're looking for a bank that won't do a hard pull, you would probably have the most luck with a small local/community bank. 

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