Which credit score do most lenders use?

[Anonymous]

Which credit reporting agency is used by the most lenders? It seems to me that most places with whom I have applied for credit use Equifax.

[smallfry]

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@Anonymous wrote:

Which credit reporting agency is used by the most lenders? It seems to me that most places with whom I have applied for credit use Equifax.

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Depends upon where you live but I am willing to be they start using Experian more in the future.

[Anonymous]

Some pull all three and use the middle score. Depends on what you are trying to app for.

[Boswd]

I've heard that in many cases in can be regional,  East - Experian,  Midwest- Eq and West and So West TransUnion, but who really knows.

[fused]

If apping for a mortgage all three will be pulled. As far as apping for other types of credit it used be EQ 90% time where I live (Hawaii) but this is changing as I have noticed quite a spike in EX pulls lately. TU is hardly pulled in Hawaii. The only company pulling TU regularly in Hawaii is T-Mobile.

[Anonymous]

I read a car maker ad, I think Honda, that said only customers with 660 Experian or higher would be considered for their special financing.