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Which is your favorite CRA and why?

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brother7
Established Contributor

Which is your favorite CRA and why?

I'll start.  My favorite CRA is EQ because:

  1. They allow consumers to know their FICO® score thru Score Watch.
  2. It's easy to initiate a dispute and check its progress online.
  3. Like magic, my most serious negative item, a federal tax lien, was deleted early. Smiley Very Happy

 



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 1 of 16
15 REPLIES 15
fused
Moderator Emeritus

Re: Which is your favorite CRA and why?

Congrats! I don't have a favorite CRA, but I do hate EQ the least. EQ is my highest score.
Message 2 of 16
haulingthescoreup
Moderator Emerita

Re: Which is your favorite CRA and why?

Experian, because they have removed the minor stress of keeping track of one of my FICO scores.

Smiley Wink
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 16
fused
Moderator Emeritus

Re: Which is your favorite CRA and why?

EXP...Yikes!Smiley Indifferent
Message 4 of 16
Anonymous
Not applicable

Re: Which is your favorite CRA and why?

I prefer EX over the rest.

 

Here in TX we use CSC instead of EQ to dispute etc.  CSC seems to have much better customer service then EQ did (when I lived in another state)

Message 5 of 16
Junejer
Moderator Emeritus

Re: Which is your favorite CRA and why?

EQ is my favorite. It's much easier to determine what my scores will do on EQ than it is on the other stupid CRAs. I hate both EX and TU equally as much. And, let me tell you, that's a lot.






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 6 of 16
fused
Moderator Emeritus

Re: Which is your favorite CRA and why?


ByrdMan wrote:
EQ is my favorite. It's much easier to determine what my scores will do on EQ than it is on the other stupid CRAs. I hate both EX and TU equally as much. And, let me tell you, that's a lot.

Oh, I always thought TU was your favorite CRA.Smiley Very Happy

Message 7 of 16
Junejer
Moderator Emeritus

Re: Which is your favorite CRA and why?

Yeah, right. Then you thought wrong. Smiley Very Happy






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 8 of 16
Anonymous
Not applicable

Re: Which is your favorite CRA and why?

I say Exp--Because they actually removed all my  med collections without much effort--TU and EQ just seem to not want to budge...
Message 9 of 16
2wheel
Frequent Contributor

Re: Which is your favorite CRA and why?

Experian for me : Because they were the only 1 to show some love with my first 800 and still the only 1 with a 800 score might be a fako but it still 800 LOL
2wheel
Message 10 of 16
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