Who pulls their reports too often?

Anonymous · ‎03-19-2008

I do! I just pulled TU 10 days ago and want to again to see if there is change!! As I said in an earlier post, patience is my last lesson to learn from you all! I need to relax and let some stuff report but I am SO impatient!!

I have scorewatch and there has been no change so I have no real reason to check again ... just sheer impatience !

I should just send the $12 to one of my debts instead .... it will do some real good there !! LOL

Anonymous · ‎03-19-2008

I do too! I have had fraud before as well as more than one account added to my credit report that WAS NOT mine. So now I do watch even more. I have TC, even though scores are FAKO, I watch the report and refresh reports almost daily, plus pull from MyFico and even sometimes direct from credit companies. I have OCD tendencies (that may have a bearing on it LOL).

BallBounces · ‎03-19-2008

If you count the pulls I received for my SW trail and QM I had, I have pulled 8 times (EIGHT TIMES!!!!) in the last 30 days: 2TU, 3EQ, 3EX. I am a myFiCO frequent puller.

This is clearly "too much"!

I have learned a lot in those 30 days. It is interesting to see a score rise from 595 to 706 in 16 days.

050719:

021924:

FICO 08 scores listed and are stagnated until multiple derogatory items expire over the next two years.

llecs · ‎03-19-2008

Nothing wrong with pulling frequently. There are many reasons but it is good to see what is affected by what, score-wise.

On TU, since 2/15 to 3/18, I pulled 6 times and had 4 known score changes during that time.

On EQ, since 2/15 to 3/18, I pulled 10 times and had 4 known changes also.

On EX, since 2/15 to 3/14, I pulled 7 times and had 3 known changes.

Why so much? Well, I am in the middle of my Round II of repair and things have dropped off. Usually, I pull all 3 twice a month. After I stop all repair, I'll switch to monthly up to when I buy a home and then quarterly after that.

Besides, Fair, Isaac & Co (FIC) is trading at a near 52-week low. I've got to do my part to keep the shareholders happy.

Anonymous · ‎03-19-2008

Well, gave in to the desire and pulled TU. No change. Should have known!! Oh well

Now I HAVE to wait unitl April ... maybe there will be some action by then

Anonymous · ‎03-19-2008

EVERY

SINGLE

DAY

Since 03/04/08

All 3! And the saga will continue until I confirm that my 8 baddies and my 6 CRTPs drop off (probably another 6 weeks or so).

Umm, yeah, EXCESSIVE is an understatement.

I'm obsesesed

Anonymous · ‎03-19-2008

Guilty as well but I use truecredit.com to pull mine. That way I only have a once a month fee for all three reports. I have been very happy with this service so far

' cause I can pull every day if I want too!

Anonymous · ‎03-19-2008

hopeless wrote:
Guilty as well but I use truecredit.com to pull mine. That way I only have a once a month fee for all three reports. I have been very happy with this service so far ' cause I can pull every day if I want too!

Hopeless I'm reading a lot of TC customers are being banned for excessive use. I have CIP! Love it.

glamchick · ‎03-19-2008

I use equifax 3in1 report I pull twice a month.

I thought the could actually cut you off if you pull to much?

Gardening since 5/3/2016

Anonymous · ‎03-19-2008

I have TU ans SW DH has TU and SW I use to pull everyday but since there are no baddies I only pull a few times a month. I will pull more often if I get an alert OR if im waiting for an update for something. I know the dates that my creditors report that makes it easier.