I'm getting a PFD ready to send off for an old MCI bill in the amount of $150. The problem is that in looking at my TU credit report, I see a collection agency called The CBE Group originally had the debt and now LVNV has it. They are both showing up on my credit report and, of course, LVNV changed the date of last activity when they got it. It's not much, and I want to pay it. What should I do here? Should I send a PFD to LVNV or to CBE? From what I've read, I'm leary of contacting LVNV. As mentioned, both of these are reporting the same debt to my reports. Has anyone ever heard of LVNV agreeing to a PFD?