03-19-2013 02:43 PM
03-20-2013 03:41 AM
Go by the Fico Report.
03-20-2013 09:32 AM
To add, myFICO only shows inquiries for the past year vs. CK's two. Unlike the FAKOs from CreditKArma and other sites, FICO ignores them after a year.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO