Reply
Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Who to go by when two of the same company have different number of inquiries

Credit karma shows 15 myfico shows 11. Both TU.
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Established Contributor
bettercreditguy1
Posts: 760
Registered: ‎02-11-2012
0

Re: Who to go by when two of the same company have different number of inquiries

Go by the Fico Report.

 

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Who to go by when two of the same company have different number of inquiries

To add, myFICO only shows inquiries for the past year vs. CK's two. Unlike the FAKOs from CreditKArma and other sites, FICO ignores them after a year.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}