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Regular Contributor
Posts: 230
Registered: ‎04-11-2007
0

Whoa,..Account disappeared from Experian today

So I go to update my report for Experian today as I noticed a score change. I look it over carefully and notice that my BOA card is not showing up for Experian and gave me a -11 score.
I have my report from last month printed out and it shows OK payments for the last 2 years. Now it has no record of any payments and the account isn't showing up.
 
I hope this is an error...
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Regular Contributor
Posts: 230
Registered: ‎04-11-2007
0

Re: Whoa,..Account disappeared from Experian today

this scares the hell out of me,..because i'm very close to getting a house
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Whoa,..Account disappeared from Experian today

I would call BofA to see if the issue is on their end.
Regular Contributor
Posts: 230
Registered: ‎04-11-2007
0

Re: Whoa,..Account disappeared from Experian today

will do first thing tomorrow, thanks
 
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Whoa,..Account disappeared from Experian today

Forgot to ask, have you disputed anything with EX recently?
Highlighted
Regular Contributor
Posts: 230
Registered: ‎04-11-2007
0

Re: Whoa,..Account disappeared from Experian today

no i havn't
it's been months since i did with Experian
i only disputed TU recently
 
i sent a few GW letters, but nothing regarding the account that is now missing of course
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)

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