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Why Get myFICO 3B Ultimate If It Updates Quarterly?

New Visitor

Why Get myFICO 3B Ultimate If It Updates Quarterly?

Why get the myFICO 3B monitoring if it only updates quartery? Coulnd't I just pay 1 month subscription then cancel, then resubscribe at the quarterly update? Am I missing something here?

6 REPLIES
Community Leader
Valued Contributor

Re: Why Get myFICO 3B Ultimate If It Updates Quarterly?

It gives you alerts and score updates in between.  If all you're wanting is your FICO 8 scores quarterly, do a trial membership with CCT.



EQ 679 EXP 700 TU 763
Frequent Contributor

Re: Why Get myFICO 3B Ultimate If It Updates Quarterly?

They have premium with monthly reports. Now a new page has been created with a choice between monthly or quarterly. Monthly went up 10 bucks.

My FICO Monitoring

 

The old link to premiere has been redirected to the new one above. Glad I got in with the $29 a monh rate.


BK 08/15 FICO 8 11/17 EX-709 EQ-704 TU-703
New Visitor

Re: Why Get myFICO 3B Ultimate If It Updates Quarterly?

Where can I purchase the premium monthly reports?

Community Leader
Senior Contributor

Re: Why Get myFICO 3B Ultimate If It Updates Quarterly?

I am sure that somebody will chime in shortly with the link to the Premium product.

 

In the meantime, if you feel like telling us more about what you'd use a credit monitoring service for, we can suggest some options.  For example, if you want FICO 8 scores and reports, we can describe ways to get those monthly for free.

 

I agree with you that the Premium product has made the Ultimate obsolete.  In my opinion, either go with a low cost approach that costs almost nothing, or get premium and get all the bells and whistles every month.  Waiting 90 days to see your reports is a relic of how things were a couple years ago, when free reports and FICO scores weren't available all over the place.  (Back then the only way to get a free EX report, for example, was once a year through ACR.)

Frequent Contributor

Re: Why Get myFICO 3B Ultimate If It Updates Quarterly?


jlopez0 wrote:

Why get the myFICO 3B monitoring if it only updates quartery? Coulnd't I just pay 1 month subscription then cancel, then resubscribe at the quarterly update? Am I missing something here?


When you sign back up, you won't get your 3B report until it would have been available had you not canceled.  I tried it last year, which is how I know.  I posted a direct link to the premier 3B in another thread, I'm on mobile atm though, I'll post it later if no one does. 

 

Edit:

https://secure.myfico.com/signup?product=8610

EQ Fico 8 - 807
TU Fico 8 - 804
EX Fico 8 - 781
As of 09/03/17
Frequent Contributor

Re: Why Get myFICO 3B Ultimate If It Updates Quarterly?

Ok. I'm not crazy. It was a nice looking page with 2 gold banners. You were able to pick monthly or quarterly with prices. Gone. There are 2 "Compare our Products" links from the drop down above under "Compare". Logged in you cant see Premiere. Little flaw.

 

With Premiere: Premiere

No Premiere: Ultimate

 

If you click above now logged in to "Compare" No Premiere is listed. 


BK 08/15 FICO 8 11/17 EX-709 EQ-704 TU-703