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Regular Contributor
JemiBlue
Posts: 109
Registered: ‎06-13-2007
0

Why TransUnion?

The last two accounts I have applied for - checking and saving with B of A and a First Premier Bank card that I have decided not to use - have done inquiries with TransUnion.  That is my very lowest score (not that any of them is worth crowing about), and I am wondering how I even got the accounts given low score.  Do certain banks just prefer certain credit bureaus, and, what is the reasoning?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Why TransUnion?

Yep.. And your geographic location and the time of year can make a difference as well. And sometime the CB pulled is random. Every creditor is different.
Regular Contributor
JemiBlue
Posts: 109
Registered: ‎06-13-2007
0

Re: Why TransUnion?

Well, it didn't have any adverse effects, but I was just curious as to how they decided to pull from the CB with my lowest score.  Thanks for answering my question.
Regular Contributor
JemiBlue
Posts: 109
Registered: ‎06-13-2007
0

Re: Why TransUnion?

Plus, I had no idea that banks pull your credit for checking and savings accounts!!
Frequent Contributor
cfstr1
Posts: 436
Registered: ‎06-15-2007
0

Re: Why TransUnion?



JemiBlue wrote:
Plus, I had no idea that banks pull your credit for checking and savings accounts!!



I did not realise this either. I do know they use check systems though.

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