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New Member
hotarri
Posts: 6
Registered: ‎05-04-2007
0

Why are Equifax reported FICO scores different from site to site?

I just signed up for MyFico to check my credit score and found that my Equifax score was 642, I then signed up for CitiCredit watch and found that my Equifax score was 614. Why is there a difference? Which one will lenders see?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
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Re: Why are Equifax reported FICO scores different from site to site?

The difference is FAKO and FICO!
 
FICO (the score from MyFICO.com and Equifax) is the score lenders see and the one you care about.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
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