05-19-2007 01:57 PM
05-19-2007 02:32 PM
07-09-2007 04:52 PM
MidnightVoice wrote:Apart from cell phone enquiries being treated as desperate pleas for more credit, another of my major gripes at the system is the Credit Utilization bit. To be a good boy I must not use too much of my available credit. With an airline card (Chase) this prohibits me from earning miles, unless I change my payment date so I can pay the card off well before I need to so that when it reports my balance it is very low.It makes it very hard.
07-09-2007 05:28 PM
Which state do you live in and do you know which CRA they pulled?
MidnightVoice wrote:Apart from cell phone enquiries being treated as desperate pleas for more credit, another of my major gripes at the system is the Credit Utilization bit. To be a good boy I must not use too much of my available credit. With an airline card (Chase) this prohibits me from earning miles, unless I change my payment date so I can pay the card off well before I need to so that when it reports my balance it is very low.It makes it very hard.ououhhhh, I have so many questions.....I just applied for the Continental Airlines Chase CC TODAY for just that reason, ....keeping my fingers crossed on the approval....Do you ever pay your mortgage or other large bills with your miles card?Do they have online banking?Can you set up recurring payments with their online banking?Thanks,ctRob
07-09-2007 07:24 PM
Thanks! I am thinking of compiling a list of CCC/CRA pulls from posts at this forum and later sticky it.
ctrob wrote:I'm in CT. I read somewhere they pull TU in PA, my TU is 649...I just applied today and haven't checked yet to see if there was a pull
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