Why is it that some CB's report one thing while others report another?

[Anonymous]

I got a GW adjustment from Chase to my TU and Equifax. Yet experian, doesnt seem to budge. Why would this happen. Will it eventually HAVE to change and match my TU and equifax?

[Anonymous]

btw, the other two are not reporting any lates, while experian is reporting like 6.

[Anonymous]

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jjright212 wrote:

btw, the other two are not reporting any lates, while experian is reporting like 6.

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Double check that they updated with Experian.

[Anonymous]

Should I just call them and ask if they updated with experian?

experian updated all my other accounts this month...

itd be weird if a big company like chase wouldnt update experian.

[Anonymous]

I've been fighting with Chase and EX for 3 months.  Somehow my CL on the report got changed to $2,300 when it actually is $23,000.  I didn't have a CL decrease; the correct limit shows on my Chase statements and other CRs.  Yet Chase *says* they updated EX, and EX claims that Chase verified the $2,300 CL.

You can just imagine how happy I am to have an EX report that looks like I'm over limit on Chase. 

[Anonymous]

What are you planning on doing about it? I feel like I dont know who to approach anymore. I just dont see how two other CB will see one thing, and experian sees another? and yet they are talking to the same company....what gives?

[Anonymous]

can you dv experian to get the lates removed?

[Anonymous]

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jjright212 wrote:

What are you planning on doing about it? I feel like I dont know who to approach anymore. I just dont see how two other CB will see one thing, and experian sees another? and yet they are talking to the same company....what gives?

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The CBs are three completely different companies.  Some creditors don't even report to all 3 -- they are not required to.  It's quite common for wrong info to be transmitted by a creditor to one CB.

I've called Chase again, and I'm writing to EX with a copy of my statement.

Message Edited by masdeocho on 03-13-2008 10:54 AM

[ngerasimatos]

Call your credit crd company and ask them to send you a letter on company letterhead stating what your current credit limit and balance are. Then fax that to the bureaus with a small statement explaining what needs to be changed.