Just wanted to give a quick update... I talked to the third company and asked about deleting the item from my CR. She told me that it was against their company policy to do so... I REALLY wish I would have found this website before I cleared up that debt. I know I will get a score boost for paying off the debt, but I want that albatross off my neck. Oh well, maybe I'll call Clark Howard and see what he thinks I can do.The really crummy thing about that collection is the fact that I never knew about the bill, I moved out of a house and I thought my roommates (co-workers, even) were continuing to pay the bill.Does anybody think a GW letter would maybe make them feel guilty enough to take it off???Also the date of last active is from October 2002... I guess I'll see it for another year or so...
I think I've got you beat!What would account for the following differences?T/U 644Equifax 725Experian 582We're talking crazy difference? I would appreciate some more input as well!