I owed a CA a while back for old rent on an apartment. I paid the CA in full in 2004. I just recognized it on my credit report. The CA is reporting a chargeoff dated 04/04. Can they do that? Seems kind of harsh as a reward for doing what they asked you to do -- pay the bill.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788
In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000
Mortgage 11/20