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Wierd Chargeoff

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heirophant
Established Contributor

Wierd Chargeoff

I owed a CA a while back for old rent on an apartment.  I paid the CA in full in 2004.  I just recognized it on my credit report.  The CA is reporting a chargeoff dated 04/04.  Can they do that?  Seems kind of harsh as a reward for doing what they asked you to do -- pay the bill.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788

In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000

Mortgage 11/20
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Wierd Chargeoff

Dispute it-

That does not sound like a "accurate" description of the payment history. hint hint.
Message 2 of 4
Anonymous
Not applicable

Re: Wierd Chargeoff

Once again I agree with Timothy....dispute it.

Timothy, I love your hints. Smiley Happy
Message 3 of 4
Anonymous
Not applicable

Re: Wierd Chargeoff

Definitely dispute.

Message 4 of 4
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