Will this be an issue?

[Josh611]

A couple of months ago I was added on as an AU user to my grandmas BoA card. On my CR's. It has a recent address listed as hers. I don't live there however. My correct address is also listed on my reports. Will this be an issue when applying for anything in the near future?

[Josh611]

Any opinions on this?

[mongstradamus]

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@Josh611 wrote:

Any opinions on this?

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only thing i would add about AU accounts 08 fico scores seem to not really take them into account. If there is an manual review of your credit report it will say AU account. 

[Josh611]

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@mongstradamus wrote:

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@Josh611 wrote:

Any opinions on this?

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only thing i would add about AU accounts 08 fico scores seem to not really take them into account. If there is an manual review of your credit report it will say AU account. 

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I understand that, but would it raise concerns having both of the address' reporting right now?

[--HighHopes--]

I personally don't think that it would because I've recently moved and my address of 30+ yrs was the only one reporting until I received my first statement at my new address, however, I do think that when/if you apply for any new credit just call in and verify with them that your current address is your's and that the other address is a family members. They can usually put 2 down for verification purposes and then the one you tell them to use for billing will become your new updated address when they report to the CRA's