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I was approved two weeks ago for a Hilton Honors AMEX, which is my first AMEX and my first new card since my wife and I moved to Wisconsin. I got a letter from them last week that says they are required to inform my wife that I applied for an AMEX and requiring her to sign that the she knows about it. Failure to respond if I'm married is grounds for card cancellation. Is this something I'm going to have to do every time I get a card for as long as we live here?
I believe so - there are a couple of states that require the spouse be aware of any credit taken out by either person.
I've been same-sex married for over a year and neither of us have been notified about each others credit applications or having to sign extra paperwork.
We live together however.
Did your address not match her address? Maybe that's a factor?
Since this involves community property laws I've moved the thread to get better exposure.
--UB
Wisconsin law provides that no provision of a marital property agreement, unilateral statement under Section 766.59, Wisconsin Statutes, or a court decree under Section 766.70, Wisconsin Statutes, affecting marital property adversely affects the interest of a creditor, unless the creditor receives a copy of the agreement, statement or decree prior to granting the credit or unless the creditor has actual knowledge of the adverse provision when the obligation to the creditor is incurred
I wonder which other states require your spouse to sign when you apply for credit. Probably not all community property states.
And are there any states requiring authorized users to sign to signal they have been informed of the card being added?