General Credit Topics

[crocpa]

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smooshiesmom wrote:
points! I don't know why, but I am not complaining. Is there a way that you can find out why your score has jumped. Not that I really care Oh I cannot believe it. I am absolutley THRILLED!

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What was your score before the change and what is your score now? 

[MM1234]

Excellent. For that high of a jump you should order ALL 3 of yours scores now or in a week. This way you can see all your scores.

The reason I say a week is cause other CRAs may not have posted yet. So once all your CRs show the same balance then you know your scores across the board. This is not really needed but once in a while its good to know all 3.

This is why I like TC, cause I monitor my 3 scores everyday or week and when they are all the same - i stop over and spend $$ with my friends at MyFico to get my real scores!

[Neblett]

I, on the other hand, just received a FICO ScoreWatch report that stated that my score dropped 13 points because a recent inquiry posted to my credit report.  Is that large of a drop (668 down to 655) normal?

[Tuscani]

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Neblett wrote:

I, on the other hand, just received a FICO ScoreWatch report that stated that my score dropped 13 points because a recent inquiry posted to my credit report.  Is that large of a drop (668 down to 655) normal?

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Depends on your overall credit picture. I wouldn't say its abnormal.