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From what I can tell I think it is because I have paid down my cc balance. It was at a high util but we got it down to about 10%. It went up 39 points from 6-5 to 6-21. Fantastic. I would not have known about any of this if not for this board. You guys are GREAT
I have told so many friends and family about this board. It said that the following was not hurting my score as much as before and it said "Making heavy use of of your available revolving credit." So I am assuming that it is because we paid down the cc.
I have told so many friends and family about this board. It said that the following was not hurting my score as much as before and it said "Making heavy use of of your available revolving credit." So I am assuming that it is because we paid down the cc. 
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