Reply
Regular Contributor
Rockjock
Posts: 109
Registered: ‎08-08-2007

Yes! I see some things working.

I disputed two accounts through Experian online. They had bad dates and and incorrect amounts. I just a responce today (three days later) and both have been deleted. I have letters going out tomarrow to TU and EQ. I don't know how this helped my score cause I havn't bought one for EX.  Thanks Everyone. I'm giddy!
 
 
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007

Re: Yes! I see some things working.



Rockjock wrote:
I disputed two accounts through Experian online. They had bad dates and and incorrect amounts. I just a responce today (three days later) and both have been deleted. I have letters going out tomarrow to TU and EQ. I don't know how this helped my score cause I havn't bought one for EX.  Thanks Everyone. I'm giddy!

Nice work. :smileyhappy:
 
Rob
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: Yes! I see some things working.

You can get them deleted off your report entirely just for clerical errors like a wrong amount and wrong date? I figured they would just update it to the correct values. Sweet.
Here we go again...
Regular Contributor
Rockjock
Posts: 109
Registered: ‎08-08-2007

Re: Yes! I see some things working.

Fretless,
 
This worked for me. One collection I had paid in full to the OC before I even knew about the collection. They were still reporting a balance. And the other I wasn't even sure if it was legit.:smileywink: I think the CA knew they couldn't validate the debt and don't even bother to try. They may not even find it worth their time. I know this works for alot of people. :smileyhappy:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+