Number of your credit accounts currently paid as agreed
40 accounts
I would agree with the 40 accounts, but I closed the majority of them. To my knowledge, I only have 10 to 12 open accounts. There are 5 accounts associated with morgages. As I own 3 properties, 5 accounts for mortgages shouldn't be that much. There are 4 to 7 accounts associated with credit cards. There is 1 account associated with a student loan. There is 1 utility company reporting.
It says
"FICO High Achievers
[?] have an average of 6 accounts currently paid as agreed." Since this is hurting my FICO score, how do I reduce it? About 7 of the 40 accounts were closed over 7 years ago in 1999. About 3 or 4 mortgages have changed management companies. Originally, my mortgage was with 1 company then they sell you to another company that sells you to another company. Since I have done business with all of them, they report me using 3 different companies, but I never applied for another account. During this period of time, I have had some credit cards replaced adding multiple accounts.
With the utility company and mortgages, it would be at 6. Other than applying for no new credit, how can I fix this?
