Ok...Just got a scorewatch alert (dropped 5 points). I am in credit repair mode. Make a long story short:
I filed Chapter 7 BK in 2002.
At that time I had credit cards with Fleet & Citi. Apperantly during the time I filed through discharge, Bank of America bought out Fleet or Citi? Ok...Fine....well...they were reporting me waaaay late up through 2006. I disputed it, and now they have that corrected as included in BK. Should they be able to report anything, because now it appears I have another CC that I never even had with them???
Second problem: I had a truck that was financed through BoA as well, that was PIF 2001 which had the very last payment showing up 30 days late. Well I sent in a GW letter to ask that they remove the late. They sent me a letter back saying they wouldnt...blah blah blah. Well....they are now reporting that good account (truck) as included in BK!!! I can't win for losing.
Any suggestions? I'm assuming I will just have to start the entire dispute process over?? Sorry for rambling...
