Sorry now get what SOL is. For SBC I am out of it now, but DTE I am not, HOWEVER I have never made a payment for what I owe to DTE to Assest Acceptance, but on my report it says that my last payment was May 2006. I have never ever paid this. Also my account with DTE that I owe goes back to 2002 and my last payment being in that year as well. So I am not sure where they are getting any of this from. Also doesnt SBC no longer exist. I thought once a business was gone they couldnt collect anymore? TY