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amex should i apply

Regular Contributor

amex should i apply

my dispute finally worked my experian jumped from 594 to 671 fico can i finally apply for the delta card  what do you think will i be approved now?  i want  to apply for delta then when it arrives convert to blue like every one
Message 1 of 46
45 REPLIES
Frequent Contributor

Re: amex should i apply



princeromeo wrote:
my dispute finally worked my experian jumped from 594 to 671 fico can i finally apply for the delta card  what do you think will i be approved now?  i want  to apply for delta then when it arrives convert to blue like every one


Go for it!
Message 2 of 46
Regular Contributor

Re: amex should i apply

i have 7 inquries is that too much?
Message 3 of 46
Moderator Emeritus

Re: amex should i apply



princeromeo wrote:
i have 7 inquries is that too much?


How recent are the inqs?
Message 4 of 46
Regular Contributor

Re: amex should i apply

5 are recent since may 30 with one of them being from amex
Message 5 of 46
Moderator Emeritus

Re: amex should i apply



princeromeo wrote:
5 are recent since may 30 with one of them being from amex


What other cards do you have? CLs and balances?
Message 6 of 46
Frequent Contributor

Re: amex should i apply



princeromeo wrote:
my dispute finally worked my experian jumped from 594 to 671 fico can i finally apply for the delta card what do you think will i be approved now? i want to apply for delta then when it arrives convert to blue like every one



Why do you want to apply for a delta, then convert to blue?
Message 7 of 46
Regular Contributor

Re: amex should i apply

i have recently opened new accounts hich might hurt me but they all have no balances the only big balance i hve is a credit union card its got a 15k limit and my balance is 11,800 other then that my chase credit card should update anyday i paid them all off  the new account are macys kay jeweleres  and a personal credit line from the union  so maybe i should wait and apply in 6 months right i mean on may 30 when i applied my score was 594 it has gotten a lot better ive always wanted a amex card but really dont wanna get denied again
Message 8 of 46
Regular Contributor

Re: amex should i apply

the blue is better isnt it
Message 9 of 46
Frequent Contributor

Re: amex should i apply



princeromeo wrote:
the blue is better isnt it



i think 671 is good enough to get a blue. they check TU though. my credit score when i got my blue was 681 for TU. i too have always wanted amex.... but now that I have it, i don't know what the big fuss was about. lol... it's the same as any other cards I have... just prettier plastic.
Message 10 of 46