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Regular Contributor
Posts: 157
Registered: ‎06-05-2007
0

amex should i apply

my dispute finally worked my experian jumped from 594 to 671 fico can i finally apply for the delta card  what do you think will i be approved now?  i want  to apply for delta then when it arrives convert to blue like every one
Frequent Contributor
Posts: 432
Registered: ‎04-07-2007
0

Re: amex should i apply



princeromeo wrote:
my dispute finally worked my experian jumped from 594 to 671 fico can i finally apply for the delta card  what do you think will i be approved now?  i want  to apply for delta then when it arrives convert to blue like every one


Go for it!
Regular Contributor
Posts: 157
Registered: ‎06-05-2007
0

Re: amex should i apply

i have 7 inquries is that too much?
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: amex should i apply



princeromeo wrote:
i have 7 inquries is that too much?


How recent are the inqs?
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Regular Contributor
Posts: 157
Registered: ‎06-05-2007
0

Re: amex should i apply

5 are recent since may 30 with one of them being from amex
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: amex should i apply



princeromeo wrote:
5 are recent since may 30 with one of them being from amex


What other cards do you have? CLs and balances?
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Frequent Contributor
Posts: 353
Registered: ‎07-18-2007
0

Re: amex should i apply



princeromeo wrote:
my dispute finally worked my experian jumped from 594 to 671 fico can i finally apply for the delta card what do you think will i be approved now? i want to apply for delta then when it arrives convert to blue like every one



Why do you want to apply for a delta, then convert to blue?
Regular Contributor
Posts: 157
Registered: ‎06-05-2007
0

Re: amex should i apply

i have recently opened new accounts hich might hurt me but they all have no balances the only big balance i hve is a credit union card its got a 15k limit and my balance is 11,800 other then that my chase credit card should update anyday i paid them all off  the new account are macys kay jeweleres  and a personal credit line from the union  so maybe i should wait and apply in 6 months right i mean on may 30 when i applied my score was 594 it has gotten a lot better ive always wanted a amex card but really dont wanna get denied again
Regular Contributor
Posts: 157
Registered: ‎06-05-2007
0

Re: amex should i apply

the blue is better isnt it
Frequent Contributor
Posts: 353
Registered: ‎07-18-2007
0

Re: amex should i apply



princeromeo wrote:
the blue is better isnt it



i think 671 is good enough to get a blue. they check TU though. my credit score when i got my blue was 681 for TU. i too have always wanted amex.... but now that I have it, i don't know what the big fuss was about. lol... it's the same as any other cards I have... just prettier plastic.

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