Reply
Established Contributor
mymy
Posts: 510
Registered: ‎04-20-2007
0

anyone Have a CREDIT ONE CC

are they any good?
 
how are they on CLI?
 
Customer service?
 
I am approved for $300, any feedback?
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: anyone Have a CREDIT ONE CC

I have a Credit One CC that is 6 months old.
My Limit is 600 right now and going to go fo a CLI this week.
 
They automatically raised my CL from 400 to 600 after the 2nd month. They also check very regularly for CLI's.
 
It's a good starter card if you don't mind the annual fee.
I'm looking for something better at the moment,..but they helped me get to where my score is @ today.
 
My score was in the 500's when I got their card.
Established Contributor
mymy
Posts: 510
Registered: ‎04-20-2007
0

Re: anyone Have a CREDIT ONE CC

ok thanks, i recieved the card today, after they told me online application I was denied.
 
so thats good that they do CLI so regularly.  i dont mind the annual fee, however i noticed their online website is kinda hokey and chage $5.95 to make a payment...
 
thanks
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: anyone Have a CREDIT ONE CC

correct...that is a downside if you like online payments
i've done it once when i wanted to pay my whole balance off without sending a check..
and the 5.95 goes on your card just in case if you were wondering
 
household and orchard bank have free online payments, but less of CLI's
my household is @ 310 CL
whoa,..they gave me a $10 cli...:smileyvery-happy:
 
Established Contributor
dog
Posts: 560
Registered: ‎05-03-2007
0

Re: anyone Have a CREDIT ONE CC

[ Edited ]
they suck!  a secured card is much better than these jokers, imo.  annual fee spread across each monthly statement, so you always have a balance.  fee for cli's.  5.95 to pay bill online.  i am only keeping them around until i hit about 750 and then they are history.  have had them for three years and i just had to beg them for a cli....they gave me 100 dollars, i told them to shove it if there is a fee.  so they shoved it.


Message Edited by dog on 06-22-2007 06:42 PM
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: anyone Have a CREDIT ONE CC



dog wrote:
they suck!  a secured card is much better than these jokers, imo.  annual fee spread across each monthly statement, so you always have a balance.  fee for cli's.  5.95 to pay bill online.  i am only keeping them around until i hit about 750 and then they are history.  have had them for three years and i just had to beg them for a cli....they gave me 100 dollars, i told them to shove it if there is a fee.  so they shoved it.


Message Edited by dog on 06-22-2007 06:42 PM


i was never charged a fee for my CLI
Established Contributor
dog
Posts: 560
Registered: ‎05-03-2007
0

Re: anyone Have a CREDIT ONE CC

they wanted 10 bucks from me for 100 cli...did you request a cli or was it an auto cli? that may be the diff.

Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: anyone Have a CREDIT ONE CC

that is probably why...they auto'd me
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: anyone Have a CREDIT ONE CC

when you request a cli does it trigger a  inq hard pull?
9/18/08 TU=707 EQ=706 EX=702
Established Contributor
dog
Posts: 560
Registered: ‎05-03-2007
0

Re: anyone Have a CREDIT ONE CC

[ Edited ]
didnt with me on this request with credit one bank.


Message Edited by dog on 06-22-2007 11:02 PM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}