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Thank you that is good news! I will check it out
@Anonymous wrote:I know I will take a hit as it is a long history
If the card is maxed then it's not worth the history.
@tonyjones wrote:I didn't think AU affected overall credit utilization
If an account where you're an AU is considered by the creditor/scoring model then it is factored in just like any other account. That's why you don't want to be an AU on a card with high utilization, negative history, etc.