With those 2 very low scores it is realistically impossible to get that. Did you just come out of a bankruptcy and have other negative accounst being reported as well? You need let all of us on this forum know that ismprobably why none has responded yet. To get your score higher I would suggest getting a secured card. Try www.nmbonline.com $ 59 annual fee but they reprot to all three bureaus. They do not do a credit check but they verify through other means.