clear of seriously delinquent accounts?

Anonymous · ‎09-26-2007

I was looking through the Get a Credit Card tab and keep seeing "Yes my credit is clear of seriously deliquent accounts." Does that mean you don't have any lates (if it does I'm SOL) or does it mean you're current on all your accounts now?

Anonymous · ‎09-26-2007

It generally means that no serious delinquencies are still reflect on your credit report.

Anonymous · ‎09-26-2007

I guess I'm being thick headed today. Not sure what you mean, so they want the delinquencies aged off? or they want no delinquencies currently?

Message Edited by uptomyneck on 09-26-2007 11:39 PM

Anonymous · ‎09-26-2007

IMHO-
No CA's or 60's in last 2 years.
All accounts in good standing "ok/Current"

fused · ‎09-26-2007

Timothy wrote:
IMHO-
No CA's or 60's in last 2 years.
All accounts in good standing "ok/Current"

I agree! OP, 30 day lates are not considered a serious delinquency.

Message Edited by fused111 on 09-26-2007 07:57 PM