my husband had a child support collection account that did have a balance of $17k. the arrears were dropped by $14k leaving him to owe the state $3400. he has been paying on it and they report monthly as a collection. the balance is down to $200. this all has happened in the past year. we saw a 60 point score increase on EQ just months after the $14k dropping the balance. then every month after the score just keeps rising. from january -march the score has rose 30 points. he has no new credit since 03 and all of his credit from then has been bad with a repo and plenty of charge offs and collections. i know all his old accounts aren't affecting his score that much because they are over almost to the 7year mark. he has had only a couple of inquiries since 04. TU and EX scores are almost 100 points less than EQ. not sure when his accounts have last reported on either of the 3 CB's. but could this be a reason for the score rising for no reason? thanks!!!
