for anyone who has equifax being lower than other scores, like 50-80 points lower, did you pull your CR's from the FICO site or individual? I pulled my EXP and YU cr's from the individual bureau sites and the i did the same for the EF cr, but it came from the fico site - which i did not know they were tied together. I see where one can purchase all 3 CR's from the fico site, does that mean all three scores will be in general, lower? THis is getting ridiculous. Makes me want to pay cash for everything except for house. Any assistance or similar experiences appreciated.