I recently checked my free annual credit report. I have 9 negative items on my report. Most of them are medical and a cable bill, all amounting to $4500. I dont have any credit cards or loans. Im just wondering whats the best way to take care of these negative items. Ive realized at 27 that I need to establish credit. Should i pay these items off individually, go through a company to help me deal with all this??? Im just confused as to the best way to start this process. Its frustrating. Any advice where to start?
Hello and welcome to the forums.
Absolutely I know where to start. Right here. I invite you to visit our rebuilding thread. Here you will find information to help you reach your goals. I will post some links below to help you get started. Feel free to post on the boards and we'll be glad to help you! Good Luck!