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credit acceptance says its illegal to take off lates is it?

New Contributor

credit acceptance says its illegal to take off lates is it?

Talked to credit acceptance. They said its illegal to take off late payments off a CR or alter any information at all on a CR. im located in Michigan. Does anyone know if this is true or are they just being lazy and blowing hot air? TY
Message 1 of 15
14 REPLIES
Established Contributor

Re: credit acceptance says its illegal to take off lates is it?

Message 2 of 15
New Contributor

Re: credit acceptance says its illegal to take off lates is it?

Thank you. I thought so. I do have one question about GW letters though. I have read the examples, but who is the best person usually to write these to in the companies? TY
Message 3 of 15
Established Contributor

Re: credit acceptance says its illegal to take off lates is it?

Consumer affairs dept... .
 
Rob


Message Edited by FICO_Focused on 07-02-2007 04:52 PM
Message 4 of 15
Established Contributor

Re: credit acceptance says its illegal to take off lates is it?

Some have had success writing to C-Level executives. I have written to Consumer Affairs with limited success. I'll probably be sending one or two out to CEOs
Message 5 of 15
Valued Member

Re: credit acceptance says its illegal to take off lates is it?

ha, I wrote the CEO but now that I think about it, writing one to his wife might have worked too. Smiley Happy
Message 6 of 15
Established Contributor

Re: credit acceptance says its illegal to take off lates is it?

Message 7 of 15
New Contributor

Re: credit acceptance says its illegal to take off lates is it?

LOL ty so much! would it hurt to write both?
Message 8 of 15
Established Contributor

Re: credit acceptance says its illegal to take off lates is it?

A letter to both CA and C-Level couldn't hurt... Just make sure your letters are professional AND humanize your situation.
 
Rob
Message 9 of 15
New Contributor

Re: credit acceptance says its illegal to take off lates is it?

ty again!
Message 10 of 15