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credit card inquiries

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Anonymous
Not applicable

credit card inquiries

when you apply for a cc can they check all 3 of your cr or they just limited to 1 cr or do they just check 1 only and stop at that.
Message 1 of 4
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Tuscani
Moderator Emeritus

Re: credit card inquiries

Most CCCs will generally only check one. But some check only 2, and some check all three (CAP1).
 
This is why it is imprtant to always know what is on all three of your reports and to know all three scores.
Message 2 of 4
Anonymous
Not applicable

Re: credit card inquiries

thanks. that was just a curiosity question because whenever i applied for a cc i noticed that they only checked one cr. also i noticed that 75% of the time they checked tu and the rest eq. i've never had a creditor check ex.
Message 3 of 4
Tuscani
Moderator Emeritus

Re: credit card inquiries

Geographic location is also a facor... for example, EQ pulls are very common for Midwest residents.  
 
Which if the three reports is your highest score?
Message 4 of 4
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