@wacdenney wrote:
I got an update from credit.com to my EX score today and my score jumped up 33 points. credit.com only gives very limited information, but from what I can tell it looks like they aren't including my paid tax liens anymore. Does this sound correct? I am assuming this is a part of the FICO 9 model that no one will be using so I shouldn't expect much change to my normal FICO scores. Is that correct?
Most credit card companies are using FICO 8. FICO 9 will be available in the fall of 2014. However, it will probably will take a few years before CCC start relying on it. No telling when mortgage companies loans will use one of the newer models.
The FAKO credit scores are good to notify you of something major happening on your credit report. When you see a big jump, I would take a look at your actual credit report to see what caused it. As another poster has mentioned, CK offers weekly full TU credit reports. However, for EX I would use your free annual credit report. Save the report number and you can pull it as often as you want as long as you review it every 90 days. (at least I believe it is 90 days, I pull my more often).
