credit karma chage how they score a report?

[ddemari]

Both paperwork indicates tu classic risk fico 04 credit score used.

[ddemari]

This is the model used on us banks flex perks
Visa and Amex from personal experience. 5/3 cash rewards and real life rewards cards too.

[Revelate]

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@ddemari wrote:
This is the model used on us banks flex perks
Visa and Amex from personal experience. 5/3 cash rewards and real life rewards cards too.

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Neat, thanks.  Wonder if that held for the Cash+ too but it's too late for me to apply for something now just to see haha.

[ddemari]

Hahaha, i read that cash + was same model from a poster who received the card.