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stengiz
Regular Contributor

credit karma

I received a notice about my overstock account reporting a late. I just got the card this month and used it last week. So I immediately logged into my account there isn't even a statement yet. How worried should I be ? Is it a mistake on credit karma 's part ? Or should I call commenity and see what they have to say?
last app July 13 2016
Message 1 of 7
6 REPLIES 6
coldnmn
Mega Contributor

Re: credit karma

Call better safe then sorry!

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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 7
stengiz
Regular Contributor

Re: credit karma

It's just been three weeks only, so I'm wondering what's going and my score on credit karma and Barclays went up today but I'll definitely call and find out
last app July 13 2016
Message 3 of 7
One7
Valued Contributor

Re: credit karma

Definitely call just to make sure

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Message 4 of 7
stengiz
Regular Contributor

Re: credit karma

They are closed but I will call tomorrow and ask them about it. I paid it in full even tho there was no statement .
last app July 13 2016
Message 5 of 7
Anonymous
Not applicable

Re: credit karma

Credit Karma sent me two alerts last week on two different days, each day saying that one of my inquiries that I know isn't supposed to come off for another 20 months was removed. Two different days, two different inquiries. I pulled my report last night and all the inquiries are still on there. You should be able to log into your online Overstock account I would think and see if any thing's amiss. 

 

 

Message 6 of 7
capitalkid
Regular Contributor

Re: credit karma

Their system is working out its kinks I think.  I just logged in today for the first time since before xmas, when the new system was not on my login yet, and it had inaccurate info.  It said "your score is down 7 points to 640 from last month"  on TU.

 

If it were down, it would have been like 67 points down then, because last month I was logging 708.  So I came to myfico and paid for a 1 time TU report and score for 20$.  came back with a current 710 fico on TU with nothing to report change wise.  which is right in line with my discover acct fico and barclay fico.  Thought so.  

 

Its their system playing catch up, its the old saying if it aint broke dont fix it, well i think they may have over tightened the bolts on that one.  Im sure im not the only one, and by just finding this thread it tells me there is more to come due to their system override and flexing metadata.  

 

I read someone post about taking it with a grain of salt, i think thats good advice.  dont panic just get your score and report on here and put things to bed.  

 

 

 

 

 

Message 7 of 7
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