credit monitoring

[mscsinc]

I see a loy of people knowing exactly when an inquiry posts, on each report (ex, eq, tu), what acct posted a new limit and what not. Do you guys have the score watch or keep pulling your reports every month?
What product gives you the best and most frequent access to your reports/scores? I'd like to get in on it.
Thanks.

[myjourney]

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@mscsinc wrote:
I see a loy of people knowing exactly when an inquiry posts, on each report (ex, eq, tu), what acct posted a new limit and what not. Do you guys have the score watch or keep pulling your reports every month?
What product gives you the best and most frequent access to your reports/scores? I'd like to get in on it.
Thanks.

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I pull my yearly and work off it all year

I use the free monitoring services the rest of the year just to know when things on CR's change like HP's and anything that may be added and that's all they're good for.

CK for TU

CS for EX

If you are rebuilding then you would need to pull CR's more often 

When I'm ready for apps is when I pull my scores 

[sccredit]

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@myjourney wrote:

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@mscsinc wrote:
I see a loy of people knowing exactly when an inquiry posts, on each report (ex, eq, tu), what acct posted a new limit and what not. Do you guys have the score watch or keep pulling your reports every month?
What product gives you the best and most frequent access to your reports/scores? I'd like to get in on it.
Thanks.

---

I pull my yearly and work off it all year

I use the free monitoring services the rest of the year just to know when things on CR's change like HP's and anything that may be added and that's all they're good for.

CK for TU

CS for EX

If you are rebuilding then you would need to pull CR's more often 

When I'm ready for apps is when I pull my scores 

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This is what I have recently started.  When I was opening a number of accounts last year and buying a new car I was looking everyday.  Now, I have cancelled my daily puller (USAA) and have no plans of apping for about 6 months so no need to view credit everyday.

[mscsinc]

CK? Credit karma?
CS? =?

[myjourney]

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@mscsinc wrote:
CK? Credit karma?
CS? =?

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CS=creditsesame