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Clarifying-- The inquiries will NOT drop off after 12 months, but they will no longer affect you after 12 months. They actually remain for 2 years.
ct99 wrote:If it was a hard pull, it will take 12 months for the inquiry to fall off.
dtwgirl wrote:
Yes , I pulled a copy of my credit report and it listed them 3 times, how can I tell if it was a "hard or "soft" pull..?