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This, from www.bankrate.com:
Signing on for a debt-management plan may give you more breathing room in your monthly budget, but will it hurt your credit? Not as much as you may think.
Using a debt-management plan to pay off debt won't hurt your credit score, but it may make it difficult to qualify for new credit.
jessicaldale wrote:
I just finished my DMP with CareOne (http://careonecredit.com/) and they were awesome. This didn't hurt my score at all - only helped it. It helped me to be responsible and monitor and repair my credit. Also, nothing showed up on my report because of it!