If you want to list the bank, the card the limit, the balance, the rate of interest you could probably get some other info.
Some "some easier then others" will do hardship programs to reduce interest and fix payments for at least 12 months to allow more of your money to go towards principle or to lower payments to be able to stay current... "IF" you can be dedicated to it many programs really will only take you if you need lower payments and lower interest... but you can always pay more... so if pay $400 now and you get into a 12 month program that has you paying $200, send the extra $200 each month you will really see that balance go down.
some banks will only do the programs if they close the account out.. i have seen many banks that yes the account is closed... but many will continue to report open for you until you reach $0 so you don't hurt your util and stuff while in program which is a really nice gesture from the bank!
~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
