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Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: debt settlement

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‎10-13-2012 09:52 PM

thank you all for giving me this information, and helping me out but I have decided to just my debt on my own. Thanks for your helpful ideas.

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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Dustink
Posts: 2,352
Registered: ‎10-02-2012

Re: debt settlement

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‎10-13-2012 10:08 PM

Focus on the high APR debt first. Try to get a low apr or 0% transfer card once your credit is in good shape.

 

Good luck to you.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: debt settlement

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‎10-14-2012 08:33 AM

@Dustink Thanks for the luck and i will most difinitely take your advice :smileyhappy:

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
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didier
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didier
Posts: 1
Registered: ‎01-28-2013

Re: debt settlement

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‎01-28-2013 04:32 AM - edited ‎02-07-2013 02:37 AM

It is highly advised that you begin your consolidation one month before you wish the consolidation to take effect, it is important to plan everything very carefully. By the reason of student loans are charged a different interest rate set by the Federal government, it is recommended choose specific time for each creditor. 

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