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deletion from ex report after dispute?

Regular Contributor

deletion from ex report after dispute?

I disputed a collection from NCO on my ex report on 6/18.  The dispute reason was "under litigation and filed complaint with OCC."  On 6/20 when I checked my report  it was no longer there.  I just checked again today and it still on not on there.  Is it common for items to be deleted when under investigation?  I know that in the past with ex when one disputed something it would just say under investigation.
 
Thanks
Message 1 of 9
8 REPLIES
Moderator Emeritus

Re: deletion from ex report after dispute?

Nope.. if it's gone it's gone. Congrats!
Message 2 of 9
Established Contributor

Re: deletion from ex report after dispute?

I'm new...what is OCC?  I't would be great if you had a glosary for all these acronym's.
thanks for your help...i love these forums.
9/18/08 TU=707 EQ=706 EX=702
Message 3 of 9
Established Contributor

Re: deletion from ex report after dispute?

 
 
That post helped me alot, although OCC isn't there......ooops!
Message 4 of 9
Established Contributor

Re: deletion from ex report after dispute?

Thanks just what i was talking about....much needed!Smiley Happy
9/18/08 TU=707 EQ=706 EX=702
Message 5 of 9
Regular Contributor

Re: deletion from ex report after dispute?

Well I guess I am a little confused because I just disputed this online with ex on 6/18.  The previous times that I disputed with ex online it would simply say that the dispute was under investigation.  My concern is that this may be a temporary thing and that they may place it back on once the 30 days investigation is over with.  They have never deleted anything for me that fast.
Message 6 of 9
Regular Contributor

Re: deletion from ex report after dispute?

OCC= Office of the Comptroller of the Currency.  This office is the regulator of national banks.  BofA, Chase, Wells, etc.....
Message 7 of 9
Moderator Emeritus

Re: deletion from ex report after dispute?



loloswims wrote:
Well I guess I am a little confused because I just disputed this online with ex on 6/18. The previous times that I disputed with ex online it would simply say that the dispute was under investigation. My concern is that this may be a temporary thing and that they may place it back on once the 30 days investigation is over with. They have never deleted anything for me that fast.



They MUST notify you in writing to re-insert.
Message 8 of 9
Highlighted
Regular Contributor

Re: deletion from ex report after dispute?

Thanks, but why would they delete so fast.  They deleted just because I disputed it? I did not send in anything.  I simply told them that it was a fraud account and that I had filed a complaint with the.  Furthermore, the collection was with NCO and they are notorious for reporting info to cb's.
Message 9 of 9