discrepancy between fako and fico-consistent across the board?

[Anonymous]

I am curious if the differences in each fico and fako score are consistent.

For instance, my TU fico score is 645 (sidenote: this is taken from my wamu credit profile, is that truly accurate?)

My fakos are:
TU: 700
EX: 692
EQ: 687

Because there is a 55 point difference in the TU scores, can I assume this is close to true for other 2?

For instance, approximate ficos:
TU: 645
EX: 637
EQ: 632

[Anonymous]

greenpea104 wrote:
I am curious if the differences in each fico and fako score are consistent.

[. . .]

Because there is a 55 point difference in the TU scores, can I assume this is close to true for other 2?

---

If that were only true.  At least then the FAKOs would be helpful in some way.  In reality, they are useless.  Here are my FICOs and FAKOs, for example:

FAKO:

TU 615

EX 713

EQ 711

FICO:

TU 634

EX 662

EQ 631

TU FAKO is 19 points lower than the real thing.  EX FAKO gave me an extra 51 points, and EQ FAKO gave me 80 points. (!!!)

Useless.

Message Edited by cheddar on 11-06-2007 08:53 AM

Message Edited by cheddar on 11-06-2007 08:54 AM

[Anonymous]

greenpea, there appears to be no consistantcy in the difference between FICO scores and FAKO scores. It's one of the mysteries of the universe.

I've heard some people say that their FICO scores actually exceed their FAKO's. Go figure.