Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 23
Registered: ‎11-06-2009
0

disposition date? disposed? i dont get it

my credit report says judgment filed 7/2004.

i check out the index number on the court's website which has a search function and i find the case online.

it says

 

case status: disposed

disposition date: 09/22/2007

 

what does this all mean for me?  what is this disposition date and why cant i see anything about it when i go to court?

 

Regular Contributor
Posts: 213
Registered: ‎07-26-2009
0

Re: disposition date? disposed? i dont get it

It might be good news, actually. 

 

When a case is "disposed," it means it's resolved in some way.  You should go down to the court or the county clerk in your county and inquire further.  Maybe it means the judgement was "satisfied"?--or maybe it could even mean that it was erased ("expunged") from your court records, or that it was "sealed"?--which means you have to obtain proof from the court or the county clerk that it was "satisfied," "expunged," or "sealed." You shoudl go down to the court or the clerk as soon as possible.

Regular Contributor
Posts: 213
Registered: ‎07-26-2009
0

Re: disposition date? disposed? i dont get it

I forgot to add:  "satisfied" is not as good as "sealed" or "expunged."  It means you paid the judgement, but that it legally (I believe) remains on your credit report.  I'm not really sure how to get it off, actually, if it's "satisfied"--you should ask the experts here for some advice in this matter. 

 

If it's "sealed" or "expunged," I don't believe it should be on your credit report at all, as "sealed" implies that it is illegal to make the record public--it should be like you never had the judgement at all. 

Established Member
Posts: 23
Registered: ‎11-06-2009
0

Re: disposition date? disposed? i dont get it

well, the bad news is i didnt do anything with it.  so i cant imagine that they would expunge it.  and i didnt pay it off.  and it wasnt satisfied.  which is why im confused.  i dont now what that word means as per this judgment, but im going to go find out i guess.

 

thanks for your reply

Epic Contributor
Posts: 21,557
Registered: ‎03-19-2007
0

Re: disposition date? disposed? i dont get it

Date the legal action was disposed of by the court = date the court made its ruling.   If the court issued a  judgment in favor or the plaintiff, the disposal was not a dismissal.
Established Member
Posts: 23
Registered: ‎11-06-2009
0

Re: disposition date? disposed? i dont get it

[ Edited ]

so is the disposition date when the clock for the judgment starts? or did the clock for the judgment start when judgment was filed?

 

suppose i have 1 year to bring motion to vacate judgment.

 

judgment filed 2005.

judgment disposed 2008.

 

if i wanted to vacate judgment which of the two dates am i basing my motion on? the file date or the disposition date?

i hope disposition date doesnt mean no further action can be brought....id be screwed

Message Edited by musze007 on 11-20-2009 12:55 PM
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.